Question on percentiles and deductibles

dimanche 22 février 2015

For an insurance:



I. Loss amounts are uniformly distributed on the interval [0,12]

II. There is an ordinary deductible of 3 per loss.



Determine the 90th percentile of the insurance payment.



a) 7.80

b) 7.30

c) 0

d) 6.80

e) 8.00



The answer is a.

Here is my approach. I am getting an answer close to 7.8 but I don't know if what I am doing is actually correct or if I am just getting lucky. It seems a little bit too off for it to be a correct approach, if not please explain why I can't do it this way.



f(x)=1/12

.90= integral from 3 to x of (x-3)/12 dx

after solving for x I get an answer of 7.647.





Question on percentiles and deductibles

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