http://ift.tt/1qGWVkg
Have any of you heard of this company before? They basically target low-frequency drivers by charging a flat rate plus a charge per mile. I've done 0 research but I haven't heard of any other company offering to charge premiums on a per-mile basis.
Is this a viable way to price? I'm not in P&C so I don't know the details. I know auto insurers always ask what the expected mileage is because it obviously has pricing implications, but the per-mile thing seems new. This seems like a very startup, "let's disrupt an industry none of us actually understand" kind of thing, but I figured I'd come to the experts for their opinions!
Have any of you heard of this company before? They basically target low-frequency drivers by charging a flat rate plus a charge per mile. I've done 0 research but I haven't heard of any other company offering to charge premiums on a per-mile basis.
Is this a viable way to price? I'm not in P&C so I don't know the details. I know auto insurers always ask what the expected mileage is because it obviously has pricing implications, but the per-mile thing seems new. This seems like a very startup, "let's disrupt an industry none of us actually understand" kind of thing, but I figured I'd come to the experts for their opinions!
Metromile
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