Was wondering how these things are calculated.
As far as I can tell, they're based on a mortality table, interest rates, and how many premium payments there are.
For example, let's take the 1941 CSO Basic Table, ANB on mort.soa.org (because it's the first one), and assume we have a whole life product to age 100. How would I calculate the cash values for a policy issued to a person of age 50?
As far as I can tell, they're based on a mortality table, interest rates, and how many premium payments there are.
For example, let's take the 1941 CSO Basic Table, ANB on mort.soa.org (because it's the first one), and assume we have a whole life product to age 100. How would I calculate the cash values for a policy issued to a person of age 50?
Cash Values
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