Who can/should make a HO claim on the fence?

mercredi 15 avril 2015

Wind blew down fence on both north and south side of my back yard. 2 8' sections on south, 1 8' section on north.



First, with a $500 deductible is it worth filing a claim for the fence?



Next, who can or should make the claim? I have neighbors on both sides.



South side neighbor wants to replace his whole fence with vinyl and I already agreed to pay half of shared portion.



I have never made a fence claim before and don't know if this would be worth it anyway. What say you?





Who can/should make a HO claim on the fence?

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