Hi everyone
Please kindly suggest me about pricing the relative of deductible.
Is it possible practice if Premium discount > Deductible?
For example
Deductible = 800
and Premium discount for Deductible = 1000
Personally, I think it's not fair to company in case that insured can be considered as re-insurer (for minor claim) and Premium discount can be considered as reinsurance premium paid by company.
Thank you so much
Please kindly suggest me about pricing the relative of deductible.
Is it possible practice if Premium discount > Deductible?
For example
Deductible = 800
and Premium discount for Deductible = 1000
Personally, I think it's not fair to company in case that insured can be considered as re-insurer (for minor claim) and Premium discount can be considered as reinsurance premium paid by company.
Thank you so much
Is it possible practice if Premium discount > Deductible?
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