You are given some observations for frequency of claims of 4 policyholders with a table:
Policyholder| Year 1| Year 2
A|7|5
B|2|2
C|0|2
D|2|4
Annual claim counts follow Poisson, determine the number of expected claims for policy holder A in year 3 using semiparametric methods.
In the computation of the VHM, the solution subtracts out the epv/n. Please correct me if I'm wrong but I thought for uniform semi-parametric we didn't need to divide by the number of exposures? Also this leads me to another question why is this n equal to 2 in the calculation of the VHM? It seems to me we have 8 exposures (like what's used to calculate the overall mean).
Many thanks in advance!
Policyholder| Year 1| Year 2
A|7|5
B|2|2
C|0|2
D|2|4
Annual claim counts follow Poisson, determine the number of expected claims for policy holder A in year 3 using semiparametric methods.
In the computation of the VHM, the solution subtracts out the epv/n. Please correct me if I'm wrong but I thought for uniform semi-parametric we didn't need to divide by the number of exposures? Also this leads me to another question why is this n equal to 2 in the calculation of the VHM? It seems to me we have 8 exposures (like what's used to calculate the overall mean).
Many thanks in advance!
ASM PE8 #18
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