Point 4 on the card is that a risk adjuster is needed to "increase the premium for plans covering lower than average risk and decrease the premiums for plans with higher than average risks."
Bluhm has the same thing. I am thinking it should be the opposite. You want to decrease the premium for lower risk and increase if the risk is higher. Lower risks mean lower costs so lower premium. What am I missing?
Bluhm has the same thing. I am thinking it should be the opposite. You want to decrease the premium for lower risk and increase if the risk is higher. Lower risks mean lower costs so lower premium. What am I missing?
Mate notecard 162 and Bluhm Group pg 483
