module 6 - Blackmore Insurance Company

mardi 23 septembre 2014

This might be a really dumb question but maybe someone can clear it up for me:



surrender charges in year 1 of the policy are 100% of the amount withdrawn



lapses in year 1 are assumed to be 10%



My question is why anyone would choose to lapse in year 1, with a 100% surrender charge. thanks in advance





module 6 - Blackmore Insurance Company

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